PURCHASE

Benefits of owning commercial real estate include tax advantages, controlling costs, assets appreciation. We offer loans of up to $50 millions for purchase and we will help in making the typically complex commercial real estate purchasing process simple.

• Loan amounts from $100,000 to $50 millions
• Up to 60% loan-to-value
• Terms of 6 months up to 3 years
• Fixed rates
• No tax Returns

FINANCE

When is it time to perform a commercial loan Finance? Consider market interest rates, prepayment penalties, existing loan terms.

Key elements:

• Monthly cash flow
• Closing costs
• Cap rate
• GRM rate
• Net income

COMMERCIAL LOANS

A commercial mortgage is a mortgage loan secured by commercial property, such as an office building, shopping center, industrial warehouse, or apartment complex. The proceeds from a commercial mortgage are typically used to acquire, refinance, or redevelop commercial property.

Commercial mortgages are structured to meet the needs of the borrower and the lender. Key terms include the loan amount (sometimes referred to as "loan proceeds"), interest rate, term (sometimes referred to as the "maturity"), amortization schedule, and prepayment flexibility. Commercial mortgages are generally subject to extensive underwriting and due diligence prior to closing. The lender's underwriting process may include a financial review of the property and the property owner (or "sponsor"), as well as commissioning and review of various third-party reports, such as an appraisal.

BRIDGE LOANS

A bridge loan is a type of short-term loan, typically taken out for a period of 2 weeks to 3 years pending the arrangement of larger or longer-term financing.It is usually called a bridging loan in the United Kingdom, also known as a "caveat loan," and also known in some applications as a swing loan. In South African usage, the term bridging finance is more common, but is used in a more restricted sense than is common elsewhere.

A bridge loan is interim financing for an individual or business until permanent financing or the next stage of financing is obtained. Money from the new financing is generally used to "take out" (i.e. to pay back) the bridge loan, as well as other capitalization needs.